Setting New Financial Goals and Still Enjoying the Journey

February 15, 2017

Setting New Financial Goals and Still Enjoying the Journey

When I started this blog in 2011, I had only one goal: to get out of debt. For the first time in my life, I started tracking my spending, so I could see where my money was going. After a few months, I taught myself how to budget, so I could have a better understanding of what my overall spending added up to. As time went on, I naturally became more frugal and put every extra penny I could towards my debt. In the end, I paid off close to $30,000 and reached my goal in two years. That was nearly four years ago, and I haven’t had any big financial goals since. I repeat: I haven’t had any big financial goals in four years.

Of course, I have set some goals here and there. I did a two-year shopping ban to prove I could save more money and discovered I could live on half my income. I also saved a $10,000 emergency fund before I quit my job, and have maintained that savings + built up a large buffer in my chequing account since then. So, it’s not like I’ve been doing terrible things with my money or throwing it all away. I’m still debt-free, my net worth is currently $110,000 CAD (~$84,000 USD today) and I’m happy! But I haven’t been working towards anything for a while…

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What Does Slow Money Look Like?

February 10, 2017

What Does Slow Money Look Like?

Once upon a time, in the not so distant past, this blog was titled Blonde on a Budget. Do you remember those days? I used to share weekly spending reports, projected budgets and final numbers at the end of each month. I even shared my net worth a couple times! There is a long list of reasons for why I don’t publish those things on a regular basis anymore, but if you met me in person, you would see I’m still the same girl who tracks her spending and tries to save wherever she can. It’s been a long time since I’ve talked about money on the blog, but it’s been consuming my thoughts lately… so if it’s ok with you, that’s all we are going to talk about here this month!

In fact, because it’s been consuming my thoughts lately, I decided my second slow living experiment for the year would be “slow money”. If you search that term, you’ll find a lot of information about a non-profit that invests in small food enterprises. Actually, the work they are doing is pretty interesting, and certainly impacts local economies in a good way. But, of course, that’s not what I’m talking about. In case you hadn’t noticed, I’m making a lot of things up as I go, with these experiments! As I mentioned last month, I’m not using the traditional definition of “slow” living (sustainable, local, organic and whole). I’m strictly focusing on the pace at which I live and breathe.

So, what do I mean by slow money?

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How Slow Mornings Changed My Life

February 3, 2017

How Slow Mornings Changed My Life

Testing, testing… is this thing on? :)

HI FRIENDS! Oops, let me try that again. Hi, friends! It’s been so long, I got a little excited and almost forgot how to write an appropriate introduction.

I can’t tell you how good it feels to be typing this post, and how much I’ve missed being here with you! January was a complete blur. I worked on the book for some amount of time every single day for 30 days straight. With the exception of a few breaks to go snowshoeing with friends, I was in complete solitude – and I think I had a touch of cabin fever, by the end of it. But coming up to Squamish was the best decision I could have made, because I finished the book! I submitted the first draft of The Year of Less earlier this week, and celebrated with a delicious piece of cake! And then I woke up the next morning and realized how behind I was on email/freelance work/the blog/regular life, haha.

There are so many things I want to share with you, like what the process taught me and how I think it improved my writing (not made evident by this blog post, but hey, cabin fever! I’m talking to real people again!). However, I’m acutely aware of the fact that I should start by giving you an update on how my month of slow mornings worked out…

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