Giveaway: Stop Over-Thinking Your Money!

preet banerjee

So, in case it’s not obvious by now, I think I’ve become a tad obsessed with giving away personal finance books on my blog. In saying that, it’s tough to choose which ones to give away, because there are literally hundreds, if not thousands, of them out there. But when Preet Banerjee sent an email saying his new book was coming out in January, I knew it would be good – and I was not disappointed.

In Stop Over-Thinking Your Money!, Preet starts by listing the five simple rules of financial success: disaster-proof your life, spend less than you earn, aggressively pay down high-interest debt, read the fine print and delay consumption (hey, wasn’t I just talking about fighting the urge to swipe on Other Voices last weekend?). If those five simple rules sound obvious, you’re right – you’ve probably heard them before. But what Preet does an amazing job of anytime he talks about money is explaining things in simplest terms; giving clear, real-life examples and talking to readers without any judgment. And even though I thought I knew a lot about each of those rules, I was still taking notes while reading through them.

Now, I say he “starts” by listing his five simple rules because that’s just the first half of this book. For me personally, turning the page to Part 2 felt similar to finding one last gift under your Christmas tree. You know, the one you really wanted but thought you weren’t going to get! Part 2 included everything I’ve been waiting to have someone explain to me in simplest terms: the basics of investing, insurance and financial advisors. I read Preet’s book from cover-to-cover in only two days, and the to-do list I have as a result made it easy to write this review on Goodreads. And now the fun part: I’m giving away 1 copy!

To enter this giveaway, you can tweet about it (1 entry), follow me on Twitter (1 entry), follow Preet on Twitter (1 entry), like my Facebook page (1 entry) or write a comment on this post that answers the question below (2 entries). You can also do all of these things for a total of 6 entries, or tweet about it daily to squeeze in a few more. (Remember to use Rafflecopter to make your entries count!)

Because of the Canadian content, the Stop Over-Thinking Your Money! Giveaway is open to Canadians only*. This giveaway starts on Wednesday, January 15th at 12:00 a.m. PST and ends on Thursday, January 23rd at 12:00 a.m. PST. The winner will be announced in a blog post on Friday, January 24th at 4:00am PST. Good luck!

What is your favourite personal finance book?

a Rafflecopter giveaway

*Don’t worry, American friends! When I get my copy of Financially Fearless by Alexa Von Tobel, the CEO of LearnVest, that giveaway will be just for you!

  • That’s a tough one: I’ve read all of Gail Vaz-Oxlade’s, and they’ve really become a resource to me. Aside from that I haven’t delved out too much aside from the Wealthy Barber books from Dave Chilton. It’s on my list to read a few more, and there’s lots of recommendations around, but I can’t wait until i see what other people say – great way to start a good PF library.

  • I’ve read Gail Vaz-Oxlade, David Chilton, Dave Ramsey, and David Bach. I don’t know if I have a favourite. I like Gail’s style of tell it like it is.

    • That actually reminded me of a question I’ve had for months now: who are the personal finance experts in the UK!? Would love some names. :)

  • I think the book that really got my butt in gear when it came to taking control of my finances was “Debt-free Forever” by Gail Vaz-Oxlade, but I also really enjoyed her “Money Rules”.

  • I am hooked on Gail Vaz-Oxlade’s books. I check them out at the library whether I need to read them or just want to read them.

    Also, I have not read his book(s?), but I really enjoy Rob Carrick’s G&M articles!

    Looking forward to trying out another Canadian personal finance writer!

  • I think my favorite personal finance book is actually more of a personal investing book – does that count? :D It’s Burton Malkiel’s The Random Walk Guide to Investing. I love how simple and straightforward it is, and it really allows you to understand how you absolutely can invest on your own and be successful.

  • I read Preets articles regularly hence can’t wait for my free( he says dont spend!!!) copy.
    Other excellent simple readings are Millionaire Teacher, Elements of Investing for folks who want more perspective on investing & savings.

  • My favorite personal finance book is Millionaire Teacher by Andrew Hallam. It’s what set me on my path towards saving and index investing. Awesomely written, a must for every beginner (and even seasoned investors!).

  • I’ve read all of Gail’s books too and Dave Ramsey (not a fan) and a few others. I was a member of the Wealthy Wilma’s for a few years, found many good books through that club. It’s hard to pick a favorite. I seem to learn with every book I read. Thanks for the chance to win!

  • My favourite pf book is Gail Vaz-Oxlade’s Debt Free Forever. Besides being a great reference to how to get out of debt, it also lays out how to budget and helps you decide what you really want to do with your money. Money Rules is a great book too.

  • I really need to read (win?) this book. I know I’m guilty of working, reworking and then reworking planning my budget and money.

    I’ve read both Wealthy Barber books to tatters. I’ve read some things by Gail, I don’t have all her books but have followed her blog, website and shows for years. Oh and I’m very happy to have found Blonde on a Budet.

  • I really enjoy any of David`s Bach`s books. I especially love to listen to the audiobooks while I work or clean the house

  • My favourite is Dave Ramsey’s Total Money Makeover ! I’d love to read this book that you’re giving away as I am wanting to start to invest but don’t really know where to start.

  • My favorite book is “Rich By 30″ and the 2nd one :Rich by 40”
    I found all the advice eye opening and easy to understand.

    Love your Blog!

  • I’m also a Gail fan but am going to have to learn more about the Wealthy Barber and Preet by the sounds of it!

  • Totally bummed that this book is only for Canada…but hopefully the other book u will b getting will b just as good?? Just started using Gail’s debt free forever PDF book…
    & of course read blonde on a budget blog!!

  • I loved the Smart Cookies’ Guide to Making More Dough: how five young women got smart, formed a money group and took control of their finances.

  • My favourite PF book is Money Sense’s Beginner’s Guide to Personal Finance. My mom got it for me as a birthday present this year. It sat under a pile of books on my bed side table for months, but I’ve just begun to appreciate it over the past three months as I’ve become a bit PF obsessed. Since beginning my debt repayment journey, I have paid off my Visa entirely (it was maxed out for well over a year… I know, it disgusts me now) and opened up a TFSA. My next goal? Pay off $10,000.00 this year on my $25,000.00 student loan! I’m so excited to pay down the rest of my debt and save for my future!

  • I’m going to pass on the giveaway because I already have it …but I just finished it yesterday and I second your review. Some good, simple, common sense ideas and examples, perfect for someone just starting out!

    Dayle

  • I love reading books (both fiction and non-fiction) and I love reading personal finance blogs… but truth is I have never read a pf book. Maybe this one can be my first?

  • I haven’t read any personal finance books, but I want to :) I love Gail’s blog – and I just submitted a question to her and she actually responded! Pretty cool.

  • I just started following your blog! I need a lot of help getting through this debt thing. Ugh! Being a grown up is not fun.

  • I like a lot of personal finance books, but I think my favourite is “All Your Worth: The Ultimate Lifetime Money Plan” by Elizabeth Warren (previously a bankruptcy law prof at Harvard, now a US Senator) and her daughter Amelia Tyagi. It’s a bit old now (2005), but it reads like it could have been written more recently, as its authors seem to have understood the causes and effects of rising household debt levels over the past few decades before it became a popular subject 5 or so years ago.

    I like the book because it focuses on the big things, not the lattes. It has helped me and my wife sort out what are “must haves” and what are “wants”, which have become common terms in our conversations. It also does what a lot of other books don’t do which is to help you build a road map out of debt while ALSO doing the things you want and need to do, like saving for retirement, saving for your children’s education and other future goals. It generally recommends a balanced approach, not a strict diet that will putter out in a month or two.

    You can preview the book on Google books – if you’re interested in taking a look.

    Anyway, those are my two cents!

  • I think my favourite would have to be The Wealthy Barber. It was really straightforward advice that could be applied no matter what your money background. I also like the updated version too!

  • I really enjoyed reading Laura Vanderkam’s All the Money in the World, which explores the intersection of money and happiness and how we could spend more mindfully to boost our happiness.

  • I would have to say Dan Bortolotti’s The MoneySense Guide to the Perfect Portfolio. It got me off on the right track in taking control of my own finances, and not relying on a financial advisor to do it for me. It was in a sense, liberating.

  • In no particular order,
    wealthy barber Returns
    Millionaire teacher
    Elements of Investing
    Preet Banerjee’s upcoming Book! :)

  • Hi Caitlin,

    I’ve been reading your blog for a little while now and find it a really good read. It helps to keep me motivated to do wise things with my money! I’m not answering this for the giveaway (seeing as I’m in Australia and it’s over anyway), but I wanted to mention that, from the Aussie perspective, Scott Pape’s book The Barefoot Investor is hands down the most useful personal finance book I’ve read. He has a few sections in there about paying down debt, building an emergency fund, budgeting and investing once you have a few dollars, and I’ve found it useful to go through each of these sections in turn when the time was right. If you’re not aware of him, I’d definitely recommend checking him out.

    Cheers,
    Shilpa

    • Hi Shilpa,

      Thanks so much for the recommendation! I love hearing about personal finance experts in other countries. I’ll have to check out Scott’s site/book.

      Have a great weekend! :)

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