Can you believe 2013 is half over!? Holy moly, time flies when you’re gettin’ shhh done!
I love how the beginning of each month feels like a fresh start. And July is always my favourite month – this year, maybe especially so. Not only do I get to celebrate my birthday but I’m also going to San Francisco! And Cassie is coming to visit and stay with me! But I’m getting ahead of myself. Let’s look at all these numbers.
Going from top to bottom, let’s talk about the fact that I’m finally going to put some money in savings this month. Last month, all I did was spend, spend, spend, and July/August’s budgets will look pretty similar. But if I can put 10% of my income into my Emergency Fund this summer, that’s better than nothing. I’m also going to top up my Weddings account, because I depleted it last month. Every gift has been purchased and my flight to PEI is booked. All I have left to do now is buy shoes and pay for hair/makeup!
Speaking of PEI, let’s talk about my travel plans this month. I’m happy to say that I’ll be spending 22 days in Vancouver this month (which might be a record, since moving there). Those days will be broken up mid-month when I go to Victoria for 4 days and San Francisco for 5. I’ve already saved $350 of spending money for San Francisco, so the $300 in this budget is extra that I’d like to take down and would feel comfortable spending. But if any of it came back with me, I’d be ok with that too!
Onto my regular expenses. Because I’ll be in Vancouver for 2/3 of the month, my expenses should normalize. However, I increased my Personal Care budget so that I could get my hair done ($100), as well as start going to the gym more. I added a little cushion to my Entertainment budget, so Cassie and I can have fun while she’s here later this month (so excited!). And most of my Restaurant budget is for her trip here, as well.
Overall, I would say that my biggest goal for this month is to eat better. Because I’ll be home for most of this month, I want to meal plan like crazy and keep my fridge stocked with healthy snacks. On top of that, I’m challenging myself to brown bag every lunch and avoid Starbucks like the plague. I also want to make sure that I make the healthiest decisions when I’m travelling; I did a pretty good job of this in June but I know I can do better. (I imagine there are lots of good choices in SF!)
Goals for this month:
- Brown bag all lunches
- No takeout coffee
- Read 2 books
- Track my spending
- Workout at least 10x
What do you have planned for this month?