Do you remember how worried I was about this monthly budget? June 2013 is the first month in my entire adult life that I haven’t owed anyone money; that’s a reality I could never have imagined before, but is one that I’m living now – and I didn’t do too bad.
My concern all month was that I would spend, spend, spend. And you can see the overages: I did do a fair bit of spending. But I was still conscious of my money. I always knew the balance of my chequing account and I kept my monthly goals in mind at all times. Still, let’s see where the numbers came from.
This month, I spent 10 days in Vancouver, 10 days in Victoria and 10 days in Toronto. I’m pretty happy with what my spending in Victoria and Toronto added up to, but it was eye-opening to see how spending only 10 days at home in Vancouver can change a monthly budget.
Groceries went way down and Restaurant went way up. I’m not surprised about Groceries going down. In fact, it’s the opposite – $100 for 10 days seems a little outrageous. But the amount I spent on takeout was just ridiculous – especially considering that I spent even more in Victoria and Toronto.
Now, a third of that $159 came from the fact that I treated two people to dinner: my aunt and a close friend. I also put $40 on my Starbucks card and still have some leftover. But I don’t feel good about it all – nor do I think anyone who travels 2/3 of the month feels good about their diet. July’s goals will reflect that.
Onto the real discretionary spending overages. Under Personal Care, I bought myself a nice pair of hiking boots, as well as two summer dresses and a couple other little things. Misc./Cash is an oil change + gifts for Father’s Day, Mom’s Birthday, and my “nephew” was born early so he needed a little somethin’ too.
Finally, I setup preauthorized payments with TELUS, so I received $15 off this month’s Internet bill.
Goals for this month:
- Track my spending daily – PASS!
- Workout at least 15x – FAIL! I only worked out 6x.
- Read 3 books – FAIL! I started two and finished zero.
- See as many friends as possible while in Toronto – PASS!
- Make a bucket list of things I want to do in Vancouver this summer – PASS!
How did your month finish up?