I know April isn’t quite over yet, but there’s no point in waiting to share the fact that I sucked at tracking my spending this month. I was doing really good up until about the 20th. After that, I lost track of what I had spent a bunch of cash on, and I got so frustrated trying to remember that I just decided to give up.
The good news (no, the best news!) is that I stayed on track with my debt repayment goal. I’m posting rough estimates of the rest of my spending, simply because I love being able to see how much money I put towards debt this month. As I said in my last post, I’ll be making my last debt repayment next month. (WOO HOO!) But I shouldn’t start the party just yet. Let’s see what I think my spending looked like this month.
In April, 36% of my spending went towards debt repayment. Another 20% went into savings (although my apartment and upcoming weddings are more like planned spending than savings). The leftover 44% was divided up between all of my expenses – and there were some big ones!
First off, I barely ate at home this month. I spent almost half of April in Vancouver, which is where a huge chunk of my Restaurant total came from. Speaking of being in Vancouver, I only expected to jump on the ferry home once this month, but I ended up going over for a quick trip mid-month as well, and taking the ferry is now $66.75 each way for a car + 1 person. Yikes. Oh, and you see my Personal Care budget? Yea, I may or may not have done some shopping in April.
Now, obviously my biggest overage is in my Misc./Cash category. Off that $850, $500 covered the security deposit at my new apartment, $60 or $70 is parking fees, and I also purchased a few gifts this month. And then there’s the cash that I lost track of. Ugh.
Even though my total spending looks intense, nearly $700 of that was taken out of my Future Apartment savings account. Oh, and I also got a random cheque in the mail from my last job (retro pay) for $243. So, in the end, I only went over budget by $100 or so. I think, anyway.
Goals for this month:
- Find an apartment for May 1st and coordinate my move – PASS! I’m moving in on Sunday!
- Spend quality time with family and friends – PASS! And some new friends too.
- Track my weekly spending – FAIL! Obvious.
- Read 2 books – FAIL! I read most of Wild by Cheryl Strayed, but I’m not quite done yet.
- Start my half marathon training – PASS! Errr, kinda anyway. Slowly but surely.
How did your month finish up?