Ohhhh, goodness – this budget looks absolutely terrifying. But let’s talk about why it’s not actually that bad.
Starting from the top, the extra $1,650 that I put on my debt this month was my entire 2012 tax return. Knowing that, I only went over budget by $778.48. I saved everything that I wanted to save, but then my expenses are where things got messy.
I spent less on groceries than I expected to; this doesn’t really surprise me, considering I’ve been all over the place for the last week (a.k.a. not at home cooking). Going down a couple spots, you’ll also see that I ate more takeout than I expected to, and for the exact same reason.
As for personal care items, well, I did a little bit of clothes shopping this month. In total, I bought 11 new tops and a new pair of Nike capris for running. I can’t say I had planned for that, but it didn’t break the bank and it feels good to be wearing smaller clothes that actually fit.
Finally, coming home has been expensive! But I knew it would be. On Wednesday, I paid for six months of car insurance ($621) and then I took the ferry over to Vancouver ($64.10) to start apartment hunting. Fortunately, every penny of that came out of my Future Apartment account.
In total, because so much came out of my Future Apartment account, I was only over budget by $93.38 this month. Phew! I feel so much better now, knowing that.
Goals for this month:
- Explore Toronto – PASS! Well, I definitely got out more in March than I did in most other months I was there. The best new place I checked out? Brick Works, for sure.
- Read 3 books – FAIL! I started two books and finished none.
- Track my weekly spending – PASS! Although it was a little painful to do.
- Change my phone # (eek!) – PASS! I’m a 778 now. Never thought I’d see the day.
- Trust that everything will come together – FAIL! I can’t lie – I have tried to stay positive but I’ve had a couple moments/days where I have stressed about my move. This past weekend, I spent a good chunk of one day feeling like I wouldn’t be able to find a place. But I’m sure that’s just part of feeling uprooted, not having a place to call your own, and lacking any kind of a routine.
As for April – well, I have no idea what my budget will look like. I don’t have an apartment yet, so I don’t know if/when/how much I’ll be paying in rent. But things are going to come together soon, right? So we’ll revisit April’s budget a little later.
How did your month finish up?