Well, we’re finally here, friends: the last day of 2012. And, unfortunately, I’m seeing a whole lot of red!
Nothing about this month’s budget really surprises me, except that I stopped tracking my spending this past week in Victoria, so I’m making a bit of a guestimate there. I do know how much money was in my chequing account when I got here, and how much I have leftover, so we’ll go with that (yikes).
Before looking at the red, let’s talk about the black. I paid off $500 of debt this month, bringing my total down to exactly -$6,500! I also saved $500. My original plan for this month was to put 17.5% of my budget towards debt repayment and another 17.5% into savings. With my overages in other areas, I only ended up putting 15% towards both (so 30% total). I’m still happy with that.
In the red, most of the numbers are small, except for my two trips. NYC ended up costing me more because a) I finally bought a pair of boots and b) I did a little clothes shopping. And if you follow me in Instagram, you may already know what I did a lot of in Victoria: eating out. Oh, and I got my hair done too. (I’m super blonde now!)
Ok, so the numbers aren’t great. Let’s see how my monthly goals shaped up.
Other goals for this month:
- Track my spending and continue posting weekly spending reports – FAIL! I stopped tracking in my second week at home in Victoria.
- Continue counting calories on Lose It! – FAIL! But I decided to stop doing this, on purpose. I’ve been counting calories for almost an entire year and have a pretty good idea of how much food is too much food now.
- Workout 3x per week – FAIL! I did workout 7x this month, though, which is much better than my last few months.
- Soak up every minute of my time in NYC and Victoria – PASS :D
I could easily focus on how much red I’m seeing in this post but the fact is I had an amazing month. I got to cross something off my bucket list, spend time with family and friends, and really enjoy myself. And not a single penny of it is stuck in credit card debt.
Happy New Year, everyone! How did your month (and year) finish up?