Browsing Category

Personal Finance

20 Free and Healthy Ways to Treat Yourself

March 17, 2017

20 Free and Healthy Ways to Treat Yourself
Friends, I can’t thank you enough for your response to Monday’s post. Before I say anything more, if you’re ever tempted to treat yourself as a form of therapy, go back and read the comments. I was so moved by each and every one of them. Thank you for opening up about your own struggles and sharing your stories with us. I am not alone. You are not alone. We are in this together.

I received more email responses to that post than any other I have written before. Along with your stories and support, you shared some of the ways you take care of yourself when times are tough. As a follow-up, I wanted to compile your ideas and share them with everyone who may need them. Here is a list of healthy ways to treat yourself (without buying or binging on anything). xo

Continue Reading…

How I’m Adopting an Abundance Mindset (and Applying It to My Investing Strategy)

March 3, 2017

How I'm Adopting an Abundance Mindset (and Applying It to My Investing Strategy)

When I first decided to spend a month experimenting with slow money, my goal was simply to do a proper check-in with my finances. It had been years since I’d had any major financial goals to work towards, which I knew was only going to lead me down the road to nowhere. And even though I had maintained all my savings in my first 20 months of self-employment, I wasn’t happy with how much I was spending on my business and I hated feeling like all I was doing was staying afloat. So, I set a list of intentions and have spent the last four weeks crossing off every last one of them.

Experiment #2: Slow Money

Most of these were easy to tackle. I’ve done this exercise enough times to know what I value, which made setting new goals and finding ways to achieve them simple. However, when it came to changing my investing strategy, I struggled to get comfortable with implementing what I knew I wanted to do.

Continue Reading…

Are You Using the Best Financial Products for You?

March 1, 2017

Are You Using the Best Financial Products for You?

Long before I started a personal finance blog, I was someone who secretly loved comparing financial products. I was always on the hunt for the cheapest chequing account with unlimited transactions or the savings account with the highest interest rate, and I wasn’t afraid to switch banks (multiple times) to get the best. As soon as I discovered free options, I was hooked and knew I would never go back to paying for my daily banking products. I used Coast Capital Savings for 5 years, then switched to Tangerine (formerly ING Direct Canada) in 2012 and haven’t looked back since.

Even though I’ve always cared about using the best banking products, it took a long time for me to start caring about my credit cards. In fact, it wasn’t until early 2015 that I finally bothered to compare all the rewards credit cards available in Canada. It’s obvious why I pushed back on the idea for so long: after close to a decade of using credit cards like they were free money and carrying the debt around, I didn’t trust myself to use a rewards credit card properly. But in early 2015, I did the comparison, picked two cards and used them for two years – until I decided they weren’t the best cards for me anymore…

Continue Reading…