Browsing Category

Monthly Budget

The Mindful Budgeting 2017 Planner

November 7, 2016

The Mindful Budgeting 2017 Planner

Well, friends… I’ve been teasing and talking about it for a couple weeks – but today, the Mindful Budgeting 2017 Planner is finally available! After years of looking for a daily planner that combined life + money and never finding it, I decided to create it myself. I first launched it last year, and considered the 2016 version of the planner to be somewhat of an experiment, in that I had no idea if anyone else was also looking for something similar. As it turns out, you were – and now I know I’m not the only person who can’t imagine life without it.

I don’t think I need to repeat all the ways tracking my spending and learning how to budget has helped me over the past five years. Instead, I’ll share some of the things the planner helped other people do in 2016: they paid off one credit card; all credit cards; car loans; the line of credit they regretted opening; and the consolidation loan they needed but were happy to kiss goodbye. The planner helped people through major life events and job transitions, including going from full-time work down to part-time so they could do more of what they love. And it inspired them to double their payments, do shopping bans, and even sell some of their belongings and assets to tackle other financial goals.

Between both the print version and the planner, more than 1,100 people are now using the Mindful Budgeting Program. And I think everyone who has used it, so far, knows there is no one-size-fits-all solution for budgeting. To achieve our financial goals, we simply need to make more mindful decisions – and that’s exactly what the planner does. Mindful Budgeting is a daily planner designed to help you track your spending, and make sure your monthly budgets align with your goals and values. If you’re looking for a tool to help you (or a friend or loved one) stop making impulse purchases, start making mindful decisions and move you in the direction you want your financial life to be going, this is it.

Continue Reading…

Why I Stopped Tracking Everything (and Started Making Intentional Decisions)

October 11, 2016

Why I Stopped Tracking Everything (and Started Making Intentional Decisions)

Just a heads up, friends: A Simple Year 2017 is now open for early bird registration! Join Courtney Carver, Tammy Strobel, Brooke McAlary, Marc and Angel, The Minimalists, Anthony Ongaro, Colin Wright, Jules Clancy, Erin Somerville and myself, as we guide you to make 2017 a joyful, thoughtful and simple year. Register by November 13th for $180 USD – that’s 25% off the regular price and only $15/month.

One of the first things I learned on the road was that it would be impossible to maintain any kind of routine. The time I woke up varied day-to-day, the methods of physical activity I did changed in each state and climate, and I don’t think I ever ate the same meal twice (except when I did a brunch tour of Colorado and tried at least five different versions of Eggs Benedict during my time there).

Before I left, the exact opposite was true. I had streamlined so many processes that my life almost felt like it was on autopilot. I woke up at the same time, made coffee, ate the same foods, worked the same hours, took the same days off and spent them with the same people. There’s absolutely nothing wrong with this – in fact, it’s incredible how quickly I’ve slipped back into my regular life, since coming home, and I’m grateful for that. It took years to create this and I’m happy to be living it again.

But there’s one routine I ditched on the side of the road that I will be happy to never pick up again: tracking things on a daily basis.

Continue Reading…

Q1: Taking Care of Personal Business

April 6, 2016

taking-care-of-business

My monthly budget updates have changed shape many times over the years. For a long time, I shared my projected budget at the beginning of the month and my final numbers at the end. Last year, I trusted myself to spend the same amounts every month, stopped budgeting (but still tracked my spending) and shared only my final numbers. Then, after I quit my job and became a full-time freelancer, I started sharing my monthly income too.

For some reason, that last part has always bothered me – not sharing the numbers, but some of the responses that came with it. I started getting a lot of emails from people asking for advice on how to become a freelancer, how to work from home, etc. I don’t mind sharing what I know (which is nothing compared to what my friends Carrie and Paul can teach you), but I don’t want this space to turn into another “let me show you how to make money online” site. The people who do it already do it well and make a killing, so I’ll leave those topics to the experts.

What I will tell you is that I’ve been making a little bit less than the salary I had before, but I’m happier than I’ve ever been – and still surviving (nine months later)!

Continue Reading…