Monthly Archives

June 2015

Change isn’t Easy (Thank Goodness)

June 24, 2015

I don’t know how to write this post, so I’m just going to write it.

What a great intro, eh? Have you ever read anything so boring? I can’t help it. There’s no time to be brilliant. I’m a total scatterbrain right now. Since sharing the news with you that I quit my job and will soon be entering the world of full-time freelance, my life has been go go go. I’ve been working 12-hour days, trying to finish some projects and hand over my work, as well as starting some of my new freelance projects and trying to get outside. It’s been a whirlwind – and a bit of an emotional roller coaster. I’m so excited to switch over to full-time freelance next week, but am also scared to say goodbye to my team and the comfort you feel when you know a job like the back of your hand.

On Monday morning, I’m going to wake up and work for myself… and that’s freaking terrifying.

Continue Reading…

Why I’m Switching Up My Budgeting Strategy (Again)

June 15, 2015

When I started the shopping ban last summer, my main goal was to become a more conscious consumer, so I could learn how to enjoy what I had vs. constantly consume more more more. As part of that goal, I decided to switch up my budgeting strategy. Rather than map out a plan to save 20% of my income and spend the rest, I decided to try to live off 50% of my income, so I could save more as well as do more of what I love (travel). Fast forward 11 months and I have successfully lived off an average of 52% of my income (including the cost of a few big ticket expenses, such as new car tires and lots of doctor appointments), saved 31% and used 17% to travel.

It’s been an eye-opening experience, more than anything else – to first challenge myself and then physically see how much happier I am now that I consume less. There are still three weeks left in the shopping ban, so I’m trying to refrain from sharing too much of what I think needs to be in the final post about it… but one of the most unexpected outcomes of the experiment was that it revealed what I value and helped me see what I want out of life.

Continue Reading…

What Would You Buy If You Had an Extra $50? $500? $5,000?

June 8, 2015

When I first started reading personal finance blogs, there was a chain letter-like post I saw many of my favourite bloggers copy – it answered the popular question: what would you buy if you won the lottery? Most people opted for a $1 million prize and talked about how they’d first wipe out their debts, then buy a bunch of stuff and invest whatever was leftover. Back then (this blog is officially 4 years old today), I couldn’t bring myself to copy the post because $1 million seemed like a number I’d never be able to touch; it was a fantasy, a pipe dream. Why bother thinking about something that would never happen?

Continue Reading…