Monthly Archives

December 2014

Update: December Budget + How Much I Spent in 2014

December 31, 2014

12-budget

We’re in the final hours of 2014, and I have to admit: I’m very much looking forward to a new year. It feels cliche to say that December was the most stressful month for my finances this year, but it’s true. From travelling for 22 days of the month, to losing my debit and credit cards in Toronto, to buying last-minute Christmas gifts and then having to pay for some other unexpected costs, money just seemed to fly out of my hands… and my mind was all over the place.

The only good news is that my CPP finally capped, so my paycheques were more than I’d expected them to be; this brought my percentages down, which is always nice to see. Unfortunately, I had to cut back on my savings goals, in order to pay for one big expense mid-month…

Continue Reading…

2014: The Year I Discovered What Matters Most

December 29, 2014
statues in bali

Since launching this blog, I’ve written a post that recaps everything I’ve done and accomplished, at the end of each year. In 2011, it was 100% finance-related. In 2012, I divided my achievements into categories, and announced it was the year I had changed my life. And I kept those same categories in 2013, but deemed it the year of possibilities, instead.

Right from the start, this year took on a different tone. I’ll be honest and say I felt a little lost back then. Perhaps because debt repayment was no longer a top priority, and I’d never been a good saver, I wasn’t confident I’d be able to meet my savings goals. And I had some idea of what I wanted to accomplish, but no idea how I’d make any of it happen.

So, rather than set hard goals and deadlines, I decided to live by a mantra in 2014do good, feel good. I wrote it on a note that sat in my wallet all year, as well as a piece of paper pinned to my cork board. Partway through the year, I scratched it out and changed it to: do better, feel better. And I think I’ve managed to live by those words…

Continue Reading…

TGIF: The Blog Posts I Loved in 2014

December 26, 2014

Happy Friday, friends! It’s the last TGIF of the year. Actually, this is also the last TGIF post I’m going to write. After thinking long and hard about the direction I want to take this blog, I’ve realized I’d rather write one amazing blog post on Monday and leave these little weekly updates behind me.

Anyway, a few days ago, I went through all my TGIF posts from this year and reread the blog posts I had linked to. Looking back, it was interesting to see how much they resonated with me. These posts reflected every stage of my personal journey this year, and played a part in enlightening me along the way. Some I knew so well, I was quoting them before I was done reading.

To finish TGIF off strong, I’ve compiled 14 of the blog posts I loved in 2014. In them, I hope you find words that encourage you to be more thoughtful, tools to help you practice gratitude, and the inspiration you need to challenge how you manage your finances in years to come.

Continue Reading…