REMEMBER: You can download this budget template!
I know we’re a few days into February now, but I can’t leave January behind without looking at its final numbers, can I? Let’s see how things finished up…
Last week, I mentioned that I wouldn’t be able to achieve my original savings goals for February, March or April, but apparently I meant January too. Truthfully, I could’ve tossed another $42 into my Emergency Fund on my last payday, but I decided to set a little money aside for upcoming wedding expenses instead.
January was the first month where I was at home for an entire month – with absolutely no travel – since… well, since I moved to Vancouver back in May. And you know what happens when you don’t travel? Apparently, you buy more groceries! I also stocked up on items like olive oil, coconut oil, vinegars for salad dressings, etc. And as for the restaurant budget, what can I say? I love brunch and dinner dates with friends.
Housing costs were normal, as were my health care costs. And the very little amount I spent on gas this month is actually blowing my mind. I lasted the first 29 days of the month on just $42 of gas! It’s true that I didn’t travel much, but I still drove to my office and back at least 15 times and made a couple trips into Vancouver. Hmm. I guess I can’t complain about owning a compact car…
As for my money, the overages would’ve been minimal, had I not taken the gift cards I received for Christmas and gone on a little shopping spree. I also picked up a small birthday present for Baby Sis, a Vancouver Firefighter’s Calendar for a friend (and maybe one for myself), and my very first pair of glasses!
In the end, I saved 31% of my income in long-term savings, spent 36% on housing, 10% on food, 9% on transportation, 6.5% on health care, 5.5% on myself/gifts for others and 2% on charity.
Goals for this month:
- Map out a strategy to finish CSC by September 30th – FAIL! But I did purchase a CSC Fast-Track Study Guide. Does that count? lol
- Get a library card from the Port Moody Public Library – PASS!
- Track how many times I go to the gym – PASS! I worked out 10 times this month.
- Meet with my mentee at least once – PASS!
- Give blood for the first time – PASS!
How did your month finish up?
Also, in case you missed them, you can still read this month’s guest posts on Gail Vaz-Oxlade’s blog: