REMEMBER: You can download this budget template!
Nothing to see here, friends… just an almost on-budget monthly budget! Well, the totals at the bottom, anyway. Let’s look at a breakdown of each section.
Savings goals: check, check, check! Taking my car to Victoria and back for Thanksgiving cost me $133.50, but I’d given myself a cushion to buy coffee or snacks, which I didn’t end up buying either way. Skipping down to the Food section, though, you’ll see I certainly had no problem eating this month, lol. But we’ll come back to that…
Housing. Well, the move… UGH! No, I’ll stop thinking about how much moving in August and October cost me. It’s over and done with and my new apartment in Port Moody is better than I could’ve dreamed of. Oh, but can we talk about how insanely low my TELUS bill was!? Seriously, I don’t understand why my bill is all over the place!
As for food, this month I discovered how dangerous it is to live 50 steps from a grocery store. Although, I did a poor job of taking non-food items off of the bills. I’d guess $20-25 of my grocery budget should actually be in Personal Care. Restaurant wasn’t too bad, considering I went out for a few dinners and coffees with friends. I even have a few dollars left on my Starbucks card.
And the rest looks good! However, I didn’t end up buying a pair of rain boots – which was ok, because it barely rained this month. But I’ll certainly need to pick up a pair in November…
One thing I didn’t realize until a few days ago is that October 1st marked my 3-year blogoversary! On October 1st, 2010, I started writing over at blondeonabudget.wordpress.com! Back then, I went by the name LC (my initials) and I had about $24,000 of debt. I deleted the blog in March 2011, because I knew I was going into more debt fast and I couldn’t hide it in my writing. But I rejoined the blogosphere just a few months later, when I was maxed out with more than $28,000 of debt, and I’ve never looked back! So that counts as a 3-year blogoversary, right!? Well, I’m saying it does.
Goals for the month:
- Enroll in the Canadian Securities Course – PASS! My employer paid for it, as part of my raise.
- Finish a secret little writing project I’m working on – PASS! For now, anyway. ; )
- MOVE (Unpack, hang pictures, get settled…) – PASS! But my walls still look pretty bare…
- Read 1 book – PASS! I read Quiet by Susan Cain. I also started It’s Your Money by Gail Vaz-Oxlade.
- Track my spending – PASS! I’m going to stop including this as one of my monthly goals.
How did your month finish up?
PS – Earlier this week, I taped a special episode of CBC Radio’s The Current with Gail Vaz-Oxlade and Bridget from Money After Graduation! You can listen to it tomorrow – Friday, November 1st – the first day of Financial Literacy Month.
Also, in case you missed them, you can still read this month’s guest posts on Gail Vaz-Oxlade’s blog: