Monthly Archives

September 2013

Update: September 2013 Budget & Goals

September 30, 2013

september budget

This budget absolutely blows my mind. I haven’t been this close to staying on track in a long time!

For starters, I managed to accomplish every one of my savings goals for this month. In the end, 33% of this budget was money put into one of three savings accounts. I’m sad to say that my original goals of saving $1,000 in each of my Regular Savings and Travel accounts will not be achieved in 2013, however, now that I’m moving again. But more on that in my October budget post…

My Internet and laundry expenses were lower than I expected them to be. It turns out TELUS put me on a promotional plan for 6 months when I moved in August, so my bill will only be around $30 until March.

Food… well, what can I say: my vice is dining out. This month may have been more expensive than usual, however, because of the number of coffees I had with old friends (and a few new ones too!).

I knew at the beginning of the month that I needed to renew my car insurance and start paying it monthly. I estimated it would be about $150/month and that guess was pretty accurate. What I didn’t anticipate is that I would only spend $60 on gas. Seriously, did I drive at all!?

The final 10% of this budget was spent on “life”. There was a small gift to a friend to say thanks, a donation to another friend, a few candles were purchased and a couple of books too.

All in all, I have to say that September was a pretty good month. A little stressful, of course, but good overall. On top of staying on budget, it was also my first month writing a weekly post for Gail Vaz-Oxlade’s Other Voices blog. You can find all of my posts here or just read my latest on how it’s been possible for me to move so quickly and how I calculate my moving budget every time I move!

Goals for the month:

  • Track my spending – PASS!
  • Save at least 25% of my take home pay in various accounts – PASS!
  • Keep eating healthy – PASS! It took a couple weeks but I’m meal planning more, always eating breakfast, prepping snacks, etc.
  • Read at least 2 books – PASS! This month, I read Easy Money by Gail Vaz-Oxlade (short and sweet) and Hidden by Catherine McKenzie (meh).
  • Enroll in CSC for Investors! – FAIL! Next month, for sure.

How did your month finish up?

TGIF: I Found a Place!

September 27, 2013
girl and her dog paddle boarding

Holy cow… talk about a stressful week! I feel like I’ve gone back in time to January, where I wasn’t sleeping and was literally just walking around like a zombie. Hopefully that changes soon because I found a place! And I get the keys today! And I’m moving next freaking week!

It’s in a newer building in Port Moody (yay!) in a little village where I’ll be surrounded by grocery stores, restaurants, banks and Starbucks (uh oh). The building comes with a huge gym, pool, hot tub, sauna, steam room, yoga room… and even a squash court. It is not cheap, but it’s not that much more than my last place and I’m going to take full advantage of all the rec facilities (maybe not the squash court). And for those of you who might be wondering, it’s on one of the highest floors, haha.

Things are moving really fast, which is always stressful, but I needed to take action and get out of the situation I was in. My parents have agreed to come help me, and a few friends from Victoria will already be in town and have offered to help too. I’m pulling some money out of my Emergency Fund to help pay for my move, rent, etc. but I’ve also written up my budgets for October and November and I know that I’ll be able to get back on track soon enough.

To those of you who hoped this situation might have all been worth it, so I could end up in a place I love, thank you. Scenes like what you see in the picture in this post are what made me fall in love with Port Moody this summer. (Yes, that’s a girl paddling with her dog.) I can’t wait to live close to the water again, and be within walking distance to great walking and hiking trails. Honestly, I don’t think a person’s ever been more excited to sign a 1-year lease!

The low of my week was having my roommate give me notice, forcing me to have to look for yet another new apartment. (There were a few tears, I must admit.)

The high of my week was finding a place, inquiring about it, seeing it, loving it, applying for it and getting it! All in a day’s work, I tell ya.

A blog post I loved was There Are 99 Days Left in 2013 over at Yes and Yes. Sarah always has a way of making me think. Go get some inspiration!

The best money I spent was $550 for my security deposit. (Or it was the $2.10 I paid for the Nanaimo Bar I ate to make myself feel better after paying that deposit!)

My plans this weekend include hanging out with Baby Sis, who is coming to Vancouver for a concert! I’m also going to meet Ashly for coffee finally.

How was your week? What are you up to this weekend?

I’m Moving… (Yes, Again)

September 25, 2013
FML

Oh my gosh, I was really hoping I wouldn’t have to write this post. All of my fingers and toes were crossed. I think I even prayed for karma to be on my side. But… it’s true. I’m moving again.

Let’s backtrack a bit here.

In May, I moved over to Vancouver (New Westminster, to be more specific) and into a beautiful one-bedroom condo. Seriously, it was spacious, approx. 10 years old and exactly my style. The only thing I didn’t love about it was that it was on the ground floor, but I was willing to overlook that fact because it was so “me”.

In late July, just a few days after my accident, I was relaxing on the couch when I noticed that a man was standing on my patio staring at me; this is basically every single girl who lives alone’s worst nightmare. So, when an old friend from high school offered to be roommates and asked me to move into his two-bedroom apartment, I happily agreed.

With the help of family and friends, I moved into my new apartment on August 31st. Unlike my last place, I decided I wanted to be fully unpacked with all cardboard taken out within a week. I bought a new dresser, got my new room all setup, and finally felt safe again knowing my roommate was just down the hall.

Then, on September 5th, my roommate told me he wanted to move out. We talked about why, got into a bit of an argument, and he apologized and said we could “stay a while longer”. I didn’t feel good about that answer (trust your gut, friends), but I really didn’t want to move again so I hoped he meant it.

Last night, he gave me official notice. He’s moving out October 31st, which means I’m moving out October 31st. And if I want my dad’s help (which I do – please help me, Dad!), I actually need to move by October 6th. I guess I’ve come to grips with the fact that this is my reality, but I’m stressed because:

  • I’ve moved 5 times in the last 12 months
  • I’m pretty sure my family/friends are sick of helping me move (I know my brother is)
  • I have zero interest in looking for a new place
  • I don’t want to pack/unpack again
  • the entire process is totally draining, and
  • moving is freaking expensive!

I’m also angry and upset that my move into his apartment (just 25 days ago!) was not only a waste of time but a total waste of money… :*(

The only silver lining I can see is that it gives me the option to potentially move to another suburb (Port Moody) that I fell in love with this summer. (And, from what I can see, there are some nice places available there right now.) But that means I could potentially be paying rent twice in October and will have to fork out another security deposit.

…just when I thought I had my budget under control…

Flickr: traveller2020