This past week, I’ve been doing a lot of what you’re seeing here: laying around, drinking too much coffee, eating way too much food, and running a number of hot baths but continuously refusing to put my feet in the water. I know we’re not at the end of Q2 yet, but one of the effects of injuring yourself is that you all of a sudden have extra time on your hands. And, since it’s quickly becoming obvious that my foot isn’t going to get better overnight, I decided to use that time to reevaluate some of my priorities and goals for the year.
My first financial goal for this year was to become debt-free, which I accomplished just a few weeks ago. Since then, money has been flying out of my hands. Most of it has been cash I had saved up in my Weddings account, but I’ve also quickly realized that a month of travelling = a month of dining out. While I can’t do much to change that, I can get down to business and look at what I want to accomplish next with my finances. I could (and will) dedicate an entire post to some of the discoveries I’ve made about my savings patterns recently, but for now I will say this: I am ready to start putting huge chunks of cash into savings. I want a minimum of $5,000 in an Emergency Fund, by the end of this year, and I need to start contributing to my RRSPs again. More on this later this month.
In January, I decided to take a breather from freelancing on the side, because my schedule (and life) just couldn’t handle it. Since being back on the West Coast, I have been writing and editing more than ever – mostly just for myself, but I feel more inspired here than I have in a long time. I can’t say I’m ready to pick up the amount of work I was doing before, but I am looking at a couple of new sites and publications to contribute to. Aside from that, life as a remote worker is… well, amazing. I can see why it wouldn’t work for everyone, and I can’t deny that I miss the team in Toronto, but the flexibility helps me enjoy my personal life more while the responsibility keeps me moving forward. No changes to be made here.
My three travel goals for 2013 were to: 1) save up and pay for all the weddings I am going to, 2) go to San Francisco, and 3) go to #FinCon13. It’s all happening and being paid for with cash. I also went to Tofino last month and want to try to make it down to Portland in October.
If I had to say that one area of my life was at the top of my priorities these days, it would be my health. Again, some of this is deserving of separate blog posts (like my major diet change last month)… but my half marathon training is over, so it’s time to switch gears. I didn’t want to set any type of weight loss goal for 2013, because last year was so successful on its own, but I’d be lying if I said I didn’t have a magic number I wanted to reach. So, when my foot is better, it’s back to the gym 4-5 days/week for me! I didn’t have to push myself too hard last year, to lose the weight that I did… I just had to get moving! So no crazy diets or anything like that… I just want to slim down and tone up. Cardio, yoga and weights will do that!
I’ve had all kinds of ideas re: maintaining and expanding my blog this year but, honestly, I’ve come to the decision that Blonde on a Budget is just another space for me to write. I won’t stop – which is something I had considered earlier this year – but I don’t want to expand either. So no e-books, no products, nothing like that… I’m just a person writing about trying to live a more balanced life – one without debt. Now, I’d say that the writing I’m doing privately for myself has become more important. There are journal entries, there are stories, there are characters. It’s fun and creative and honest… and I’m loving it.
Did you set any goals for 2013? How’s your progress so far?
Image: The Fresh Exchange