Monthly Archives

October 2012

Update: October 2012 Budget & Goals

October 31, 2012

Ok, it’s no wonder I was feeling sick about my last weekly spending report… I haven’t had a budget go this wrong in a long, long time! But that’s why I’m back on track with budgeting and tracking my daily spending: to see where I’m going wrong and fix it. And there’s a couple no brainers here…

First, my personal care budget went over. Not only did I not buy a pair of boots, like I will eventually need to, but I used part of that budget to buy a new MacBook Pro! While I’m happy with that decision, boots still need to be bought (especially if this rain keeps up).

I am not at all surprised that my Victoria budget went over, or Misc./Cash, but I am pretty sickened at the amount I spent on dining out this month. I don’t think I’ve spent more than $75-85 in months… and in my first month in Toronto I decide to spend $220? That’s going to stop in November.

Now, with all of that behind me, the one overage I can’t complain about this month is my debt repayment. $1,240!? That’s 46.4% of the total money that left my hands this month. Love it. And with the debt repayment plan I worked on last weekend, I will definitely be debt-free by June 8th, 2013!

November’s budget will be tight but I’m excited to see what I can squeeze into it. Now let’s see how October’s goals worked out…

Goals for this month:

  • Track my spending and start posting weekly spending reports again – DONE!
  • Look for a book club I can join – FAIL! Well, I know of one I can probably join… but one of November’s goals might put that on hold.
  • Join a gym (probably Goodlife) – FAIL! Oh gosh, I’m scared of what Travis is going to have to say about that…
  • Start counting calories on Lose It! again – DONE! I ate an average of 1,349.5 calories per day and lost some weight. I’m officially down 20.2 lbs!
  • Workout at least 3x per week – FAIL! Epic fail, in fact. I think I worked out a total of 4x this month. But, hey… because I don’t have a car, I’m walking every day. Does that count? Errr…

Happy Halloween! How was your month?

Cait’s Christmas Gift Card Giveaway

October 29, 2012

What an original name, eh!?

But the idea for this giveaway is simple. I know that it’s not always easy to budget / save for the holidays. If you’re like me, something about shopping at this time of year makes me wish I could give a meaningful gift to anyone and everyone I know. Unfortunately, we can only stretch our budgets so far… which is why I’ve decided to try and help.

Over the next month, I’m going to host two giveaways for gift cards worth $25 each. What you do with them is obviously up to you but my hope is you will either give them directly to someone you care about or purchase items intended to be gifts.  This week’s giveaway is for a $25 Amazon Gift Card.

To enter, you can follow me on Twitter (1 entry), tweet about the giveaway (1 entry), subscribe to Blonde on a Budget (2 entries), or write a comment on this post telling me what you would do with the gift card (2 entries). You can also do all of these things for a total of 6 entries. (Remember to use Rafflecopter to make your entries count!)

Both giveaways are open to residents of Canada and the U.S. Since this week’s giveaway is for Amazon, I will send the winner a gift card associated with their country’s Amazon site (.ca or .com).

The $25 Amazon Gift Card giveaway is open now until Saturday, November 3rd at 12:01 a.m. EST so get your entries in soon! I will announce the winner on Saturday, November 3rd at 11:00 a.m EST.

What would you do if you won a $25 Amazon Gift Card?

Click here to enter Cait’s Christmas Gift Card Giveaway!

Weekly Spending: October 22-28, 2012

October 28, 2012

Remember how I said this week was a real eye-opener for me? Well, I feel a little sick about it. Yes, some of this came out of my Victoria budget. And yes, I finally had breakfast and coffee with online friends I’ve been waiting to meet. But I’m still not happy with the final total.

Challenge for this week: no Starbucks, no takeout, and pack all lunches and snacks. It should be relatively easy, since I’ll probably be spending all my spare time in front of my new MacBook Pro! (Hooray for grad money!)

-$5.32 Starbucks
-$14.50 Noodle Box
-$48.69 The Green Kiss
-$4.65 Starbucks
-$3.92 Thrifty Foods

No spend day!

-$7.95 food at the airport
-$42.94 Magic Oven
-$124.04 Apple Store

-$4.83 Sobeys

-$7.79 Sobeys
-$10.06 Liberty Shawarma

-$20 Bonjour Brioche
-$38.06 groceries

-$7.06 Balzac’s
-$11.12 groceries
-$17.95 Starbucks

Total Out: -$368.88