Twenty Eleven: What a Year

December 28, 2011

This has been one of the toughest years of my adult life. I’ve been broke, I’ve been really broke, and I’ve been maxed out. At the same time I was maxed out, I considered quitting school. I missed opportunities, I put a few dreams on hold, and I had to let reality be my leader for a while. But now I’m here. And here is somewhere I never thought I’d be.

Rather than focus on the lows, today I want to share some the highlights of my year.

In 2011, I…

…lived in my favourite city (Toronto) for three months.

…paid off $4,452 of student debt.

…paid for the rest of my education, using the Lifelong Learning Program. (This means I will graduate with zero student debt!)

…paid off $2,300 of credit card debt.

…saved $481 in an Emergency Fund.

…saved $50 in my very first travel fund.

…ran my first (and not my last) 5K.

…lost 9 lbs.

…landed my dream internship at the best personal finance site for women.

…started writing a bi-weekly column on a fantastic career website for women.

…was happy. Well, by the end, anyway.

Tell me the highlights of your year. :)

  • Michelle December 28, 2011 at 6:09 am

    You did good! I’m most proud of all of the traveling that I did.

  • Steve @ Canadian Personal Finance December 28, 2011 at 7:17 am

    My wife and I travelled:
    Miami (cruise)
    Long Beach and down the Oregon Coast (house swap)
    Vegas for 3 days
    and Kona for a week on the Big Island

    We are also set to have a baby in the spring and we can’t wait – this is the best news we received all year!

    • Cait December 29, 2011 at 9:32 am

      That is incredible news. Congrats, Steve! :)

  • alison marie (@AliLowell) December 28, 2011 at 10:20 am

    Wow! Despite the fact that if felt like a really tough year for you, just look at all you’ve accomplished! You should be very proud of yourself, lady! You’ve laid a great foundation for 2012!

    My accomplishments:

    Using Inner Bonding I FINALLY learned what it means to really love myself!
    Paid down all my credit card debt – $2,800.00
    Never paid a bill late
    Completely cleaned up my credit report using my CrazySexyCredit skillz
    Added another line of credit to build my credit history and increase my score
    Made the food/migraine connection and have basically ended my migraines
    Spent a week in London and made the decision to move there by June 2012
    Went to Mexico for the first time
    Made two incredible female friends who have brought a lot of love and support into my life
    Have let go of all the garbage from my past and committed to giving my all to everything I do.

    Good luck to everyone in 2012! Three days to our exercise fun, Cait!

    Ali x

    • Cait December 29, 2011 at 9:45 am

      Wow, you’ve had a ton of accomplishments this year, Ali! So jealous of your week in London :)

  • Lauren December 28, 2011 at 12:49 pm

    Congrats lady! Those are some amazing highlights. As far as debt reduction goes, I’m hoping I can say “paid off both my credit cards” by the end of 2012 :)

    • Cait December 29, 2011 at 9:45 am

      Woo hoo! Hopefully we can say that together :)

  • Simple Rich Living December 28, 2011 at 10:03 pm

    Hi ‘heard’ you mentioned about your internship in your previous post plus this one. I am really interested in ‘hearing’ more about it. Any chance you could ‘talk’ a bit about it in another post such as what exactly do you in that internship position. I just need some inspiration of possible job fields as I feel like I am going through mid life crisis right now.